Help To Buy Scheme

Open the door to owning your home

The government has created the Help to Buy schemes including Help to Buy: Equity Loan to help hard-working people like you take steps to buy your own home.

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

You won’t be charged loan fees on the 20% loan for the first five years of owning your home.


Click here to view the Government Help To Buy Scheme video


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If the home in the example above sold for £210,000, you’d get £168,000 (80%, from your mortgage and the cash deposit) and you’d pay back £42,000 on the loan (20%). You’d need to pay off your mortgage with your share of the money.

For more information (including advice on fees and paying back your loan) please download the Help To Buy: Buyers' Guide here

Don't delay in getting in touch with us if you would like further information, or if you would like to discuss the Help To Buy Scheme with us.